San Francisco · Disclosure Intelligence

Know exactly what you're buying before you buy it.

The Verum Rating turns your home's disclosure package — hundreds of pages of legal, structural, and permit documents — into a single, plain-English risk report you can actually use.

Get Your Verum Rating $19 per report · Delivered within 24 hours
Sample Verum Rating
2847 Fillmore St, San Francisco
B+
Moderate Risk 3 items require attention
Unpermitted rear addition — estimated remediation $8–14K
Soft-story structure — seismic retrofit likely required by 2028
Roof replaced 2021, HVAC serviced annually — no concerns

The average SF disclosure package is 200 pages long. Buyers have 5 days to read it.

California law requires sellers to disclose everything — structural defects, permit history, HOA disputes, environmental hazards, litigation, and more. The result is a disclosure package that reads like a legal filing, written to protect the seller, not inform the buyer.

Most buyers skim it. Most agents summarize it informally. Nobody rates it. Until now.

~200
Average pages in an SF disclosure package
5
Days buyers typically have to review
$1.3M
Median SF home price — too much to guess on

One report. Every material risk. Plain English.

Our analysts and AI review your complete disclosure package and deliver a structured rating report — the same day you need to make a decision.

01

The Letter Grade

A single A–F rating that reflects the overall risk profile of the property, calibrated against comparable SF homes. Immediately actionable.

02

Plain-English Risk Summary

Every material finding translated out of legal language — permits, structural issues, HOA flags, environmental disclosures, and repair estimates.

03

Cost Flags

Estimated remediation costs for flagged items, so you can negotiate with data — not gut feel — before you sign.

Pricing

One price. No surprises.

Order your Verum Rating now. Upload your disclosure package via the secure link after checkout. Your report is delivered within 24 hours.

Standard Report
$19
per property report
Order Your Verum Rating →

"Built for San Francisco buyers who know that at $1.3 million, you deserve more than a gut feeling."

Built for San Francisco buyers
Processed by real estate and AI experts
Independent. No seller affiliations.
California disclosure specialist